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[[Why do software engineers always focus on salary and early retirement?]] I saw throughout the years that many posts and comments online are (particularly on topics, for example, working at new businesses, employment, professions, retirement and so forth.), individuals are constantly centered around 'making a lot of money and retiring early'. It's hard to retire at 40 if you work a minimum-wage job, say, or have crushing student-loan debtor, did not have opportunities from others since you grew up poor. Few jobs like software engineering, doctors, lawyers, etc offer high pay right after college, you additionally have the option to retire early. Retiring early is to save and invest in future expenses. To build wealth, all indicators show that you have to invest your money in some kind of passive investment like stocks. Trying to earn side income is another option to save for the future, even the regular salary is high. A competent software developer need not worry about his career. Because there is always work for Software Engineer in one or other places. All the previously mentioned points have their weight, however, the heaviest one was that as a freelancer, people are not qualified anything else for an open retirement. They should only opt for minimum wage retirement pension plans. Many freelancers won't think about this point. In that case, [[Freelance Software Engineer]] or a regular software employee needs help from a financial advisor who can help with everything from building a portfolio to creating a retirement budget. For early retirement, the general belief is that a 4% yearly withdrawal rate of your savings is "safe," and you can increase it by expansion every year. Freelance Software Engineer Jobs: https://www.fieldengineer.com/blogs/software-engineering-vs-computer-science Source Link: https://bit.ly/2Z9HSXU Source Link: https://onebrave.fogbugz.com/default.asp?pg=pgPublicView&sTicket=1954_chrtbive
